Applying for Financial Aid
All qualified students are eligible for some type of aid. A qualified student is one who meets all the academic and enrollment criteria. Aid amounts are determined by financial need, enrollment status and availability of aid.
Need-based eligibility is the cost of your education minus your expected family contribution, also known as EFC. Your need-based eligibility is based on your family’s financial resources.
For information on aid programs for each type of eligibility, please see the State and Federal Aid Programs Table.
To be eligible for aid, you must:
- Complete a Free Application for Federal Student Aid or Renewal Application. You can submit the form online or pick up a paper copy in the Financial Aid Office.
- Be admitted to or enrolled in an eligible degree or certificate program at the College.
- Be making Satisfactory Academic Progress as defined by the College.
- Not owe a refund on a federal student grant or be in default on a federal student loan.
Eligible Programs of Study
To receive financial aid, you must be admitted to and enrolled in an approved degree or certificate program at John Tyler Community College. Please note that curriculums less than 16 credits in length are not eligible for financial aid. These curriculums include: General Studies, Athletic Coaching, Basic Precision Machining Technology, Civil Engineering Computer Aided Drafting, Computer Aid Drafting, Computer Applications, Computer Numerical Control, Early Childhood, Electricity, Emergency Medical Services- Basic, Network Support, Phlebotomy, Program Development and Surveying.
Expected Family Contribution
A federally mandated formula calculates the expected family contribution from information on your FAFSA, such as taxed and untaxed income, family size, number of dependents in college, savings and investments. The expected family contribution is always computed from a base-year income. For example, for 2011-2012, the base year is 2010 calendar-year income. If there has been a significant change in your family's income or resources since the base calendar year, you can complete a financial aid appeal for a possible adjustment to your expected family contribution.
Determining Cost of Education
When computing financial aid eligibility, the first figure used in the equation is the cost of education. The Financial Aid Office determines the estimated amount it will cost you to attend the College for a standard academic year. You should determine your own approximate cost of education based on your program of study. The tuition and fees page at www.jtcc.edu/tuition can be used a guide for this purpose.
The cost of education consists of 'direct' and 'indirect' expenses. Direct educational expenses are tuition, fees, books and supplies. Indirect educational expenses are projected living expenses (including transportation) and child care.
Tuition and fees are based upon the factors below.
- Domicile (in-state or out-of-state)
- Enrollment period (academic year or semester)
- Enrollment level (full-time, part-time)
The average book and supply allowance is based on an amount recommended by each academic department. Based on full-time enrollment, a minimum $400 per semester allowance is budgeted for books and supplies.
There are two living expense allowance categories:
- living with family or relatives or
- living off campus, not with relatives
These allowances include amounts for rent, meals, personal maintenance, health care, clothing, recreation, transportation and miscellaneous expenses.
The living expenses of your spouse and/or dependents (if applicable) are taken into account on the FAFSA when calculating your expected family contribution and therefore cannot be included in the determination of the cost of education. However, dependent child care expenses are permitted if documented, in writing, to the Financial Aid Office. The same is true for the education-related expenses of students with disabilities. Reasonable costs for eligible study-abroad programs may also be included in the calculation.
When your personal cost of education exceeds your resources, you should review your estimated expenses to determine which expenses are critical. If you can find no way to reduce your expenses, consult with a counselor in the Financial Aid Office.
John Tyler calculates financial aid eligibility based on the number of credits in which you enroll. Calculations are based on the following guidelines:
|Full-time||3/4 Time||1/2 Time||Less than 1/2 Time|
|12 or more credit hours||9-11 credit hours||6-8 credit hours||1-5 credit hours|